diff --git a/ui/src/components/onboarding/OnboardingSummaryStep.test.tsx b/ui/src/components/onboarding/OnboardingSummaryStep.test.tsx
new file mode 100644
index 00000000..487bf1cb
--- /dev/null
+++ b/ui/src/components/onboarding/OnboardingSummaryStep.test.tsx
@@ -0,0 +1,99 @@
+// @vitest-environment jsdom
+// [nexus] Unit tests for OnboardingSummaryStep component
+import { describe, it, expect, vi, afterEach } from "vitest";
+import { render, screen, fireEvent, cleanup } from "@testing-library/react";
+import { renderToStaticMarkup } from "react-dom/server";
+import { OnboardingSummaryStep } from "./OnboardingSummaryStep";
+import type { HardwareInfo } from "@/api/hardware";
+
+afterEach(() => {
+  cleanup();
+});
+
+const mockHardwareInfo: HardwareInfo = {
+  totalGb: 16,
+  freeGb: 8,
+  usableGb: 12,
+  platform: "darwin",
+  gpuName: null,
+  gpuVramGb: null,
+  unifiedMemory: true,
+  hardwareTier: "apple_silicon",
+  cpuModel: "Apple M2",
+};
+
+const defaultProps = {
+  hardwareInfo: mockHardwareInfo,
+  selectedMode: "both" as const,
+  providerLabel: "Puter (free, zero-config)",
+  rootDir: "~/projects/test",
+  loading: false,
+  error: null,
+  onStartChat: vi.fn(),
+  onBack: vi.fn(),
+};
+
+describe("OnboardingSummaryStep", () => {
+  it("renders all summary rows with provided data", () => {
+    const html = renderToStaticMarkup(
+      <OnboardingSummaryStep {...defaultProps} />
+    );
+
+    expect(html).toContain("Hardware");
+    expect(html).toContain("Apple Silicon");
+    expect(html).toContain("Mode");
+    expect(html).toContain("Both (recommended)");
+    expect(html).toContain("Provider");
+    expect(html).toContain("Puter (free, zero-config)");
+    expect(html).toContain("Root directory");
+    expect(html).toContain("~/projects/test");
+  });
+
+  it("hides root directory row when rootDir is empty string", () => {
+    const html = renderToStaticMarkup(
+      <OnboardingSummaryStep {...defaultProps} rootDir="" />
+    );
+
+    expect(html).not.toContain("Root directory");
+  });
+
+  it("shows error message when error prop is non-null", () => {
+    const html = renderToStaticMarkup(
+      <OnboardingSummaryStep
+        {...defaultProps}
+        error="Setup failed. Please try again."
+      />
+    );
+
+    expect(html).toContain("Setup failed. Please try again.");
+  });
+
+  it("calls onStartChat when 'Start chatting' button is clicked", () => {
+    const onStartChat = vi.fn();
+    render(<OnboardingSummaryStep {...defaultProps} onStartChat={onStartChat} />);
+
+    const buttons = screen.getAllByRole("button");
+    const startBtn = buttons.find((b) => b.textContent?.includes("Start chatting"));
+    expect(startBtn).toBeTruthy();
+    fireEvent.click(startBtn!);
+
+    expect(onStartChat).toHaveBeenCalledOnce();
+  });
+
+  it("disables 'Start chatting' button when loading is true", () => {
+    render(<OnboardingSummaryStep {...defaultProps} loading={true} />);
+
+    const buttons = screen.getAllByRole("button");
+    const startBtn = buttons.find((b) => b.textContent?.includes("Setting up"));
+    expect(startBtn).toBeTruthy();
+    expect(startBtn).toHaveProperty("disabled", true);
+  });
+
+  it("shows 'Setting up...' text when loading is true", () => {
+    const html = renderToStaticMarkup(
+      <OnboardingSummaryStep {...defaultProps} loading={true} />
+    );
+
+    expect(html).toContain("Setting up...");
+  });
+});
diff --git a/ui/src/components/onboarding/OnboardingSummaryStep.tsx b/ui/src/components/onboarding/OnboardingSummaryStep.tsx
new file mode 100644
index 00000000..44ce4b25
--- /dev/null
+++ b/ui/src/components/onboarding/OnboardingSummaryStep.tsx
@@ -0,0 +1,129 @@
+// [nexus] Summary screen for onboarding wizard step 5 — read-only review before starting
+import type { HardwareInfo, HardwareTier, NexusMode } from "@/api/hardware";
+import { Button } from "@/components/ui/button";
+
+interface OnboardingSummaryStepProps {
+  hardwareInfo: HardwareInfo | undefined;
+  selectedMode: NexusMode;
+  providerLabel: string;
+  rootDir: string;
+  loading: boolean;
+  error: string | null;
+  onStartChat: () => void;
+  onBack: () => void;
+}
+
+interface SummaryRowProps {
+  label: string;
+  value: string;
+  mono?: boolean;
+}
+
+function SummaryRow({ label, value, mono }: SummaryRowProps) {
+  return (
+    <div className="flex items-start justify-between gap-4">
+      <span className="text-sm text-muted-foreground shrink-0">{label}</span>
+      <span className={mono ? "font-mono text-sm text-right" : "text-sm text-right"}>{value}</span>
+    </div>
+  );
+}
+
+const HARDWARE_TIER_LABELS: Record<HardwareTier, string> = {
+  gpu: "GPU",
+  apple_silicon: "Apple Silicon",
+  cpu_only: "CPU Only",
+};
+
+const MODE_LABELS: Record<NexusMode, string> = {
+  personal_ai: "Personal AI Assistant",
+  project_builder: "Project Builder",
+  both: "Both (recommended)",
+};
+
+export function OnboardingSummaryStep({
+  hardwareInfo,
+  selectedMode,
+  providerLabel,
+  rootDir,
+  loading,
+  error,
+  onStartChat,
+  onBack,
+}: OnboardingSummaryStepProps) {
+  const hardwareLabel = hardwareInfo
+    ? (HARDWARE_TIER_LABELS[hardwareInfo.hardwareTier] ?? "Unknown")
+    : "Unknown";
+
+  const modeLabel = MODE_LABELS[selectedMode];
+
+  return (
+    <div className="flex flex-col gap-6">
+      <div className="flex flex-col gap-2 text-center">
+        <h1 className="text-2xl font-semibold tracking-tight">Ready to go</h1>
+        <p className="text-sm text-muted-foreground">Review your setup before starting.</p>
+      </div>
+
+      {/* Summary card */}
+      <div className="rounded-lg border border-border p-4 flex flex-col gap-3">
+        <SummaryRow label="Hardware" value={hardwareLabel} />
+        <SummaryRow label="Mode" value={modeLabel} />
+        <SummaryRow label="Provider" value={providerLabel} />
+        {rootDir && <SummaryRow label="Root directory" value={rootDir} mono />}
+      </div>
+
+      {/* Error message */}
+      {error && (
+        <p className="text-sm text-destructive bg-destructive/10 rounded-md px-3 py-2">
+          {error}
+        </p>
+      )}
+
+      {/* Actions */}
+      <div className="flex flex-col gap-2">
+        <Button
+          type="button"
+          onClick={onStartChat}
+          disabled={loading}
+          className="w-full"
+        >
+          {loading ? (
+            <span className="flex items-center gap-2">
+              <svg
+                className="h-4 w-4 animate-spin"
+                viewBox="0 0 24 24"
+                fill="none"
+                aria-hidden="true"
+              >
+                <circle
+                  className="opacity-25"
+                  cx="12"
+                  cy="12"
+                  r="10"
+                  stroke="currentColor"
+                  strokeWidth="4"
+                />
+                <path
+                  className="opacity-75"
+                  fill="currentColor"
+                  d="M4 12a8 8 0 018-8V0C5.373 0 0 5.373 0 12h4z"
+                />
+              </svg>
+              Setting up...
+            </span>
+          ) : (
+            "Start chatting"
+          )}
+        </Button>
+        <Button
+          type="button"
+          variant="ghost"
+          onClick={onBack}
+          disabled={loading}
+          className="w-full"
+        >
+          Back
+        </Button>
+      </div>
+    </div>
+  );
+}